Business Turnaround & Recovery
When Performance Fails, strategy Prevails.
When a business is losing money, breaching bank covenants, over-leveraged, or burning through cash — incremental fixes are not enough.
You need clarity.
You need structure.
You need decisive action.
At Ratio Fortis, we deliver disciplined, data-driven turnarounds that restore profitability, stabilize operations, and rebuild confidence — for owners, lenders, and leadership teams.
This is where strategy meets strength.
Is Your Business In Distress?
We typically step in when:
Monthly losses are mounting
Cash flow is unpredictable or negative
Debt levels are unsustainable
Bank ratios or covenants are under pressure
Management feels stuck or overwhelmed
Growth has stalled — or reversed
You’re losing sleep over the business
Financial distress rarely happens overnight.
But recovery can begin immediately — with the right intervention.
Our Structured Turnaround Framework
We do not guess. We diagnose.
-
We conduct a comprehensive diagnostic across:
Financial performance & cash flow
Cost structure and margin analysis
Debt profile and covenant risk
Operational efficiency
Organizational structure
Asset utilization
Risk exposure & insurance
Leadership alignment
This provides clarity — without emotion, without bias.
-
Our first objective is simple:
Stop the bleeding. Protect liquidity. Restore control.
This may include:
Rapid cost containment
Cash flow restructuring
Working capital optimization
Creditor and lender engagement
Role realignment
Short-term margin enhancement initiatives
This phase often produces immediate impact.
-
Once stability is achieved, we shift to performance rebuilding:
Revenue enhancement strategy
Pricing and margin correction
Operational restructuring
Management accountability systems
KPI dashboards and reporting discipline
Debt restructuring & deleveraging plan
The goal is not short-term survival.
The goal is sustainable profitability.
-
A true turnaround doesn’t stop at profitability.
We position the business for:
Controlled, disciplined growth
Scalable operational structure
Improved lender confidence
Increased enterprise value
Long-term resilience
The Outcomes We Deliver
Our turnaround engagements have delivered:
Rapid return to monthly profitability
Significant cost savings
Improved cash flow stability
Reduced debt leverage
Strengthened lender relationships
Re-energized management teams
Restored owner confidence
The most common feedback we hear:
| “I can finally sleep again.”
Who We Typically Work With
We support mid-market and growth-stage businesses across:
Professional services firms
Healthcare & medical practices
Law firms
Real estate & construction
Manufacturing
IT & managed service providers
Particularly where financial complexity meets operational inefficiency.
Why Choose Ratio Fortis to Your Business Around?
Turnarounds require more than accounting.
They require:
Senior-level financial strategy
Commercial acumen
Negotiation strength
Emotional intelligence
Speed of execution
Data discipline
Our leadership team combines CPA-level financial expertise, fractional CFO experience, international regulatory understanding, and cyber governance risk oversight.
We do not panic.
We do not sugarcoat.
We act.
A Turnaround Is An Investment
Bringing in a turnaround team can feel daunting.
But the cost of inaction is almost always greater.
Lost equity.
Damaged relationships.
Reputational risk.
Exhaustion.
A structured recovery plan creates clarity, restores profitability, and protects legacy.
When Should You Call Us?
If:
You are consistently loss-making
You’re unsure how to manage debt
Your bank has raised concerns
You cannot see a clear path to profitability
You feel isolated as an owner